White Label Fintech Solution
Launch your own branded fintech portal and app with DMT, AEPS, CMS, BBPS and Recharge built in. Your logo, your domain, your agents, your commissions. Live in 1 to 2 weeks.
One Platform. Five Revenue Streams. Your Brand.
Our white label solution is a production-tested fintech platform that you rebrand and sell as your own. Instead of spending a year building money transfer, Aadhaar banking, cash management, bill payment and recharge systems from scratch, you get all five modules pre-integrated with bank and NPCI partners, a distributor and retailer network console, a commission engine, and branded Android apps. You focus on onboarding agents. We run the technology.
Five Services Included in Your White Label Portal
Activate all five on day one or start with the ones your network needs and add the rest later.
Domestic Money Transfer
Let your retailers send money to any bank account in India for walk-in customers. Instant IMPS with NEFT and RTGS fallback, sender KYC, beneficiary management, and RBI transaction limits enforced automatically.
- IMPS, NEFT and RTGS transfers to 150+ banks
- Sender registration with OTP and KYC workflow
- Beneficiary verification and account name check
- Per-transaction and monthly limits as per RBI
- Instant refund handling for failed transactions
- Slab-wise commission for retailer and distributor
Aadhaar Enabled Payment System
Turn every retailer into a micro-ATM. Customers withdraw cash, check balance and take mini statements using only their Aadhaar number and fingerprint. Works with all UIDAI-certified biometric devices.
- Cash withdrawal, balance enquiry and mini statement
- Aadhaar Pay for merchant payments
- Mantra, Morpho, Startek and other RD devices
- Two-factor authentication for agent login
- Real-time settlement to retailer wallet
- UIDAI and NPCI compliant transaction flow
Cash Management Services
Collect cash on behalf of NBFCs, microfinance companies, loan providers and e-commerce brands through your retailer network. Customers pay EMIs and dues at the nearest shop, and the biller gets a real-time confirmation.
- Loan EMI and dues collection for NBFC and MFI partners
- Cash deposit to partner accounts through agents
- Instant receipt with SMS confirmation to customer
- Biller-wise daily settlement and reconciliation reports
- Deposit limits and float management per agent
- Onboard your own CMS partners or use ours
Bharat Bill Payment System
Pay every kind of bill from one screen through the NPCI Bharat BillPay network. Electricity, gas, water, broadband, DTH, LPG, FASTag, insurance premiums, loan EMIs and municipal taxes, with instant confirmation and dispute handling.
- 20,000+ billers across all categories
- Fetch bill, validate and pay in one flow
- Instant NPCI confirmation and receipt
- Complaint and dispute management built in
- Category-wise commission configuration
- Bill reminders for repeat customers
Mobile, DTH and Data Recharge
The highest-frequency service in any retail network. Prepaid mobile, DTH, data card and postpaid payments for every Indian operator with plan browsing, high success rates and automatic refunds on failure.
- Jio, Airtel, Vi, BSNL and all DTH operators
- Browse operator plans and offers before recharge
- Instant operator confirmation and status tracking
- Auto-refund to wallet on failed recharge
- Multi-provider routing for best success rate
- Operator-wise commission slabs
Everything You Need to Run a Fintech Brand
The five services sit on top of a complete business platform, all under your name.
Branded Web Portal
Your logo, colours and domain on the admin, distributor and retailer portals. No Trinity Info branding anywhere.
Branded Android App
Retailer app published on Google Play from your developer account with your app name and icon. iOS on request.
Multi-Level Network
Admin, master distributor, distributor and retailer roles with separate logins, wallets, reports and permissions.
Commission Engine
Set flat or percentage commission per service, per slab and per network level. Credited to wallets in real time.
Wallet and Fund Requests
Prepaid wallet for every agent, fund request approval flow, bank deposit matching and UPI top-up.
KYC and Onboarding
PAN, Aadhaar and bank verification with document upload and an approval queue for your back office.
Reports and Settlement
Live transaction logs, daily settlement, TDS and GST reports, and agent-wise statements you can download.
Support Ticketing
Agents raise complaints from the portal or app. Your support team tracks and resolves them with full transaction context.
Hosting, Security and Updates
Cloud hosting, SSL, daily backups, RBI-aligned audit logs and platform updates included in your licence.
Who Uses Our White Label Solution
Built for businesses that already have a network, or want to build one, and need the technology to monetise it.
Distributors and Super Distributors
Move your existing recharge or DMT network onto your own portal and stop sharing margin with an aggregator.
Fintech Startups
Launch an agent banking brand in weeks with a compliant platform instead of a two-year build.
NBFCs, MFIs and Cooperatives
Offer AEPS, cash collection and bill payment to members through branches and field agents.
Retail Chains and CSC Networks
Add five high-frequency financial services to every counter and earn commission on each transaction.
From Sign-Up to Go-Live in 4 Steps
A rollout process we have run for distributors and startups across India.
Brand Setup
Share your logo, colours and domain. We configure your portal, app and SMS templates.
Service Activation
We connect DMT, AEPS, CMS, BBPS and Recharge through our partner APIs, or yours if you already have tie-ups.
Commission and Limits
Set your slabs, network levels, wallet rules and KYC policy. Test every flow in UAT.
Go Live and Train
Production launch with training for your admin and support team. Start onboarding agents the same day.
White Label Guides and Resources
In-depth articles on launching DMT, AEPS, CMS, BBPS and recharge businesses under your own brand.
White Label Recharge Software: Build Your Own Mobile and DTH Recharge Portal in India
Launch a branded mobile and DTH recharge portal in India with white label recharge software. Features, earnings, provider checklist and a two-week launch plan.
White Label AEPS Software: Start Your Own Aadhaar Banking Brand in India
Learn how white label AEPS software lets you launch Aadhaar cash withdrawal, balance enquiry and Aadhaar Pay under your own brand in India within weeks.
White Label BBPS Software: Launch a Bill Payment Business Under Your Own Brand
Learn how white label BBPS software lets you launch a Bharat BillPay bill payment business under your own brand, with the features to look for and launch steps.
White Label Cash Management Software (CMS): Earn From EMI and Cash Collection Through Your Retailer Network
Turn your retailer network into a cash collection channel. Learn how white label CMS software works, who the billers are, and how to launch in 1 to 2 weeks.
White Label DMT Software: How to Launch Your Own Money Transfer Brand in India
A practical guide to white label DMT software: how it works under RBI rules, must-have features, white label vs custom build, and how to launch your own brand in weeks.
White Label Fintech Software Price in India: What DMT, AEPS, BBPS and Recharge Portals Really Cost
A practical breakdown of what DMT, AEPS, BBPS and recharge white label portals cost in India, including setup fees, licences, hidden charges and how to judge value.
White Label Solution FAQs
Answers to the questions we hear most from distributors and founders.
Five services come pre-integrated: DMT (domestic money transfer), AEPS (Aadhaar enabled cash withdrawal and balance enquiry), CMS (cash management and EMI collection for NBFC and MFI partners), BBPS (bill payments through NPCI Bharat BillPay), and mobile, DTH and data recharge. You can activate all five at launch or start with a subset.
Most launches go live in 1 to 2 weeks. The first few days cover branding and domain setup, followed by service activation, commission configuration and UAT, and finally training and go-live. Timelines depend mainly on how quickly partner onboarding documents are completed.
No. We provide pre-integrated partner APIs for all five services so you can start immediately. If you already have tie-ups with an RBI-authorised bank or aggregator, we integrate with them instead at no extra licence fee.
Yes. The commission engine lets you define flat or percentage commission for every service, slab and network level, from master distributor down to retailer. Commissions are credited to wallets in real time and appear in downloadable reports.
No. The web portal, Android app, SMS and email templates all carry your brand, logo and domain. Your agents and customers only ever see your company name.
Pricing has two parts: a one-time setup fee covering branding, deployment and training, and a monthly licence that scales with your agent count and transaction volume. Hosting, SSL, backups and platform updates are included. Contact us for a quote based on the modules you want to launch with.
Get Your White Label Demo
Tell us about your network and which services you want to launch with. We will show you a live branded demo and send a deployment plan with pricing within one working day.
- Live demo of all five modules on a portal with your branding
- Clear one-time setup and monthly licence pricing
- Go-live timeline tailored to your partner tie-ups
- No obligation, no hidden charges
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Launch Your Own Fintech Brand This Month
DMT, AEPS, CMS, BBPS and Recharge, ready under your name. Talk to our team and get a custom deployment plan.
Talk to Our Team