White-Label Fintech Software
Launch your own fintech brand in weeks — not months. Get a complete platform with DMT, AEPS, BBPS, recharge, and payout modules under your logo and domain.
What is White-Label Fintech Software?
White-label fintech software is a ready-to-deploy platform that you rebrand and launch as your own product. Instead of spending 12-18 months building DMT, AEPS, BBPS, and payout systems from scratch, you take a production-tested platform, customise the branding, plug in your bank or API partners, and go live in 2-4 weeks. Our white-label solution is used by distributors, fintech startups, and cooperative banks across India to enter the agent banking and B2B payments market quickly and compliantly.
White-Label Platform Features
Everything you need to run a complete fintech brand under your own identity.
Full Brand Customisation
Your logo, colour palette, custom domain, and SMS or email templates. Agents and customers see only your brand.
DMT Module Included
Domestic Money Transfer with IMPS, NEFT, and RTGS support, KYC workflow, and 150+ bank coverage ready to activate.
AEPS Module Included
Aadhaar-enabled cash withdrawal, balance enquiry, and mini statement with all UIDAI-certified biometric devices.
BBPS Bill Payments
20,000+ billers across electricity, gas, water, telecom, DTH, and insurance via NPCI BBPS integration.
Payouts & Disbursals
Bulk payouts, vendor disbursals, and credit card payouts via UPI, IMPS, NEFT, and Visa Direct or Mastercard Send.
Multi-Tier Agent Hierarchy
Distributor, master agent, retailer, and sub-agent roles with independent logins, reports, and commission slabs.
Commission Engine
Configurable commission slabs per service, agent tier, and transaction size, with real-time wallet credits.
KYC & Onboarding Workflow
PAN, Aadhaar, GST, and bank-account verification with document upload and admin-approval queues built in.
Reports & Settlement Dashboard
Real-time transaction logs, daily settlement reports, TDS certificates, and downloadable agent-wise statements.
Mobile Apps (Android / iOS)
Branded Android and iOS apps for agents and retailers, published from your developer accounts under your app name.
RESTful APIs & Webhooks
Complete API suite with sandbox, Postman collection, SDKs in PHP/Python/Node.js/Java, and webhook delivery.
RBI & NPCI Compliance
Built-in enforcement of transaction limits, KYC thresholds, BBPS OU rules, and audit log retention per RBI mandates.
From Sign-Up to Go-Live in 4 Weeks
A proven 4-step rollout process tested across 100+ white-label launches.
Brand & Setup
You share your logo, colour palette, and domain. We configure your branded portal, agent app, and email/SMS templates.
Bank & API Integration
We onboard your chosen bank, AEPS, and BBPS partners, or use our pre-integrated aggregator pool if you do not have partners yet.
Configuration & UAT
Set commission slabs, transaction limits, and KYC rules. Your team tests every flow in a full UAT environment before go-live.
Go-Live & Training
Production deployment with handover sessions for your admin, support, and onboarding teams. First agent registrations start the same day.
Frequently Asked Questions
Common questions about our white-label fintech software.
Our white-label fintech platform bundles DMT, AEPS, BBPS, mobile and DTH recharge, utility bill payments, payout APIs, and an agent and distributor management console into a single branded portal. You choose which modules to activate at launch and add others as you grow.
A standard white-label launch takes 2-4 weeks. Week 1 covers branding (logo, colours, domain, SMS templates) and bank or API partner onboarding. Weeks 2-3 cover configuration of modules, commission structures, and KYC rules. Week 4 is UAT, training for your team, and go-live support.
Yes. The platform is API-agnostic and already supports 20+ Indian bank and aggregator partners for DMT, AEPS, BBPS, and payouts. If you have an existing tie-up with an RBI-authorised partner, we integrate with their APIs during onboarding at no extra licence fee.
Pricing is modular. There is a one-time setup fee that covers branding, deployment, and your first year of updates, plus a monthly licence fee that scales with the number of agents and transaction volume. Custom modules, on-premise hosting, and dedicated API pools are priced separately on request.
Yes. The platform enforces RBI transaction limits for DMT (Rs 25,000 per transaction for walk-in customers), NPCI AEPS caps, BBPS OU guidelines, and mandatory KYC for agent onboarding. All audit trails are retained for the minimum period required by the IT Act and RBI circulars.
White Label Fintech Services Across India
We provide white label fintech solutions in all major cities and states. Choose your location below.
White Label Fintech by State
White Label Fintech by City
Uttar Pradesh
Gujarat
Karnataka
Madhya Pradesh
Chandigarh
Rajasthan
Ready to Launch Your Fintech Brand?
Get a full demo of our white-label platform, see every module in action, and receive a custom deployment plan for your business.
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